Budgeting

  • How To Budget A Variable Income: 3 Steps

    how to budget a variable income

    Do you have a hard time making a budget because your income is irregular? I know how you feel because I faced this same challenge when I started budgeting. I am self-employed; therefore, it was very difficult for me to make a budget because my income varies every month. In this article, I discuss how […]

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  • How To Choose The Best Prepaid Debit Card

    prepaid debit card

    Are you considering using a prepaid debit card to help you control your spending? Prepaid debit cards can be a good alternative to someone who wants to have more control of their spending, but doesn’t want to carry cash around. Find out how to choose the best prepaid debit card for you. How Do Prepaid […]

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  • How I Saved $300,000 In 4 Years

    Saved $300,000

    I get asked a lot how I was able to save $300,000 in 4 years, and how someone else can too. You shouldn’t dismiss this article and immediately assume you can’t do it because you don’t have a high paying salary like a lawyer.  Let me tell you a little bit about my story so […]

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  • How To Build An Emergency Fund

    how to build an emergency fund

    Do you have an emergency fund? If not, saving for an emergency should be your first financial priority. Your emergency fund can help you stop adding to your debt whenever you have a financial hardship or help cover the things you don’t budget for. In this article, I’m going to show you how to build […]

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  • How To Reduce My Utility Bill: 10 Easy Ways To Save Money

    how to reduce my utility bill

    Is your utility bill ridiculously high? If so, you’re probably asking “How To Reduce My Utility Bill?” In this article, I discuss ten easy ways you can reduce your utility bill and save money.   Do You Have A Budget? Before we get started, you need to have a budget first. Having a budget allows […]

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  • 3 Easy Ways To Track Your Spending

    tracking your monthly spending

    The most important part of a budget is tracking your monthly spending.  However, a lot of people have told me the hardest part of budgeting (or sticking to their budget) is tracking your monthly spending. I totally get it! I hate tracking my spending too. But, what is the point of taking the time to make […]

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  • How To Track Your Monthly Spending

    how to track your monthly spending

    Did you know, according to Business Insider, only 39% of U.S. adults keep track of their money? If you’re not paying attention to your spending, it will be much harder to achieve your financial goals. Find out some easy ways to track your monthly spending. How To Track Your Monthly Spending Once you make a […]

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  • 9 Must-Have Budget Categories (and Percentages)

    cash envelope method

    Are you wondering “what categories should I include in my budget?” Or “what percentages should my budget be?” Find out the different must-have budget categories and percentages you should be spending for each. Budget Categories You Should Have In Your Budget: Housing: This accounts for your rent or mortgage, property taxes, home insurance, common charges, […]

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