This website and its content are owned by Dollars Plus Sense. Information provided on Dollars Plus Sense is for informational, educational, and entertainment purposes only. I am not a financial professional and this information should not be construed as professional advice. Although I am a practicing attorney in good standing in the state of New York, this does not replace the guidance you would get from your own attorney, accountant, or financial advisor. Please seek a certified professional if you need assistance.

Dollars Plus Sense sometimes publishes affiliate endorsements and advertisements. I will earn a commission if you decide to make a purchase after clicking through some of these affiliate links, at no additional cost to you. I only use companies that I have used (or would use) and match the Dollars Plus Sense values. I recommend them because they are helpful and useful, not because of the small commissions I make if you decide to buy something through my links. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals. Any opinions, analyses, reviews or evaluations provided here are those of Dollars Plus Sense alone, and have not been reviewed, approved or otherwise endorsed by affiliate advertisers. The companies whose products are featured do not provide the editorial content on this site.

Rates and Offers provided by advertisers can change without notice. I try my best to provide up to date information, but it could differ from actual numbers. This website does not envisage offering goods or services to individuals living in the European Union as detailed in the General Data Protection Regulation. In addition, the information presented and associated with this website is intended for individuals that reside in the United States only.

Privacy Policy

Dollars Plus Sense does not collect personal information about our visitors except for standard traffic logs automatically generated by our web server and Google Analytics. By using this Website, you are consenting to the collection, use, disclosure, and transfer of your information as described in this Policy. If you do not consent to the collection, use, disclosure and transfer of your information as described in this Policy, you may not use this Site. If you have questions about this Policy, please contact me via e-mail at [email protected].

I will have your email address if you choose to contact me or sign-up for our email list. However, I will not sell or voluntarily disclose your email address or personal information to anyone else.

Cookie Policy

The Dollars Plus Sense Website uses “Cookies” to identify the areas of my Website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. I use Cookies to personalize the content that you see on my Website. By using my Website you are consenting to the use of Cookies. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our Website correctly or at all. I never place Personally Identifiable Information in Cookies.

I respect your right to make choices about the ways we collect, use, and disclose your information. This Policy describes some of your choices, such as your choice to opt out of receiving Cookies, and to opt out of having your information shared with third parties for their own marketing purposes. In addition, and as required by law, you can opt out of receiving promotional emails from me by clicking on the “unsubscribe” link at the bottom of each promotional email.

Terms Of Use

By using our website you are agreeing to comply with and be bound by the following terms of use. Review the terms carefully, and if you do not agree with them, do not use this website. The terms “us”, “we”, or “our” refers to Dollars Plus Sense, while the term “you” refers to the user or viewer of the site.

You agree to the terms and conditions as outlined in this Terms of Use Agreement with respect to our site. This agreement is the entire and only agreement between us and you, and it replaces any prior agreements you may have had with us, with respect to our site, products, services, and content. We reserve the right to change this agreement from time to time, without notification. The latest agreement will be posted on our website, and it is your responsibility to review the latest agreement.

This site is copyrighted by us. This copyright covers all content, organization, design, graphics, compilations, digital conversion, and magnetic translation that relates to this site. Copying this website, unless otherwise allowed, is a violation of our copyrights, and is strictly prohibited. You do not own any rights to any content on this website, unless it is your own work, such as messages you have written in our forum or comments section. and others are our service marks or registered service marks or trademarks. Other product and company names mentioned on this site belong to their respective owners.

You are granted a non-exclusive, non-transferable, revocable license to:

  • Use the site strictly in accordance with this agreement.
  • Use the site solely for internal, personal, non-commercial purposes
  • To print out information from the site solely for internal, personal, non-commercial purposes, ensuring that you adhere to all copyright laws and other policies in your usage of that information.

You are not granted permission to use any information printed from our site in any type of litigation or arbitration, under any circumstances.

Your right and license to access and use this site, including any information or materials on this site, are subject to the following restrictions and prohibitions of use:

  • You may not copy, print (except as expressed above), republish, distribute, display, sell, rent, lease, loan, transmit, or otherwise make available in any form, or by any means, all or any portion of this site or any content and materials retrieved from this site.
  • You may not use the site or any materials on the site to develop any information, storage or retrieval system, database, information base, or any other similar type of resource that we offer for commercial distribution of any kind, including through license, sale, lease, rental, subscription, or any other type of distribution.

Refund Policy

Due to the digital nature of my products, I generally offer no refunds or exchanges. This is because the digital product is delivered instantly via Internet download upon confirmation of purchase.

Orders made due to a lack of research about the product will not be granted. Please make sure you read the title and description of the product you are ordering carefully before proceeding with the purchase.

Unless otherwise stated, refund requests made after the digital product is delivered will not be granted.