Having a personal finance binder is a fantastic way to organize your finances. I created a Personal Finance Binder to help with: 1) saving more money; 2) reducing expenses; and 3) paying off debt. In this article, I will show you what supplies you need to create a personal finance binder. Before you get started, […]
Have you had a hard time making a budget that works? There may be a few mistakes you’re making why your budget doesn’t work. In this article, I’m going to give you 17 reasons why your budget isn’t working, and what you can do to fix that. Reasons Why Your Budget Doesn’t Work […]
Do you have FOMO? FOMO stands for “fear of missing out.” A lot of my financial clients say they have a hard time sticking to their budget because they just can’t say no when friends invite them out. In this article, I’m going to show you how to have a social life on a budget. […]
Have you been having a hard time finding a budgeting system that works for you? I talk a lot about budgets on Dollars Plus Sense, but I didn’t realize with all the options it may be hard to decide which one to use. In this article, I go over the 5 most popular budgeting systems […]
You may love the idea of the cash envelope system made famous by Dave Ramsey, but you don’t love the idea of walking around with cash all the time. I totally get it! In this article, I’m going to show you how you can use the cash envelope system without cash. What Is The Cash […]
You may have heard of the cash envelope system made famous by money guru Dave Ramsey, but you might not be sure exactly how it works. In this article I will discuss what is the cash envelope method for budgeting, and how to use it. What Is The Cash Envelope Method The cash envelope […]
You probably have heard of the term “sinking funds” from some of your friends, or money gurus like Dave Ramsey, but never understood what they were. In this article, I will discuss what is a sinking fund, and why you probably need it. What Is A Sinking Fund? A sinking fund is when you set […]
I personally LOVE to budget, but I know a lot of people HATE budgets. It can seem like a financial diet. It takes discipline and you may feel restricted or deprived of certain things. That might be why a lot of budgets fail. Find out if a reverse budget as a strategy for you. […]
Do you feel overwhelmed and don’t know where to start with your financial freedom journey. You might have multiple financial goals that you want to achieve and ask yourself “Should I start saving money first? Or should I pay down debt? When should I be investing and saving for retirement?” I understand that it could […]
These printables will help you build a custom budget binder so you can stay on budget and easily manage your finances.
