Do you have debt? I sure do. We all have debt, in one form or another. The problem is that debt isn’t just a little bit of money, it’s usually at least tens of thousands of dollars! I paid off over $100,000 in debt fast with the help of a debt snowball spreadsheet. If you […]
Admit it…money gives you power and choices. However, when it comes to wealth, black Americans have less at nearly every stage of life from birth until death. The racial wealth gap in America is just as bad as they’ve been in the 1950s. In this article, find out how racial inequality translates to economic inequality […]
You may be wondering “Is another recession coming?” With the recent pandemic, people getting laid off, and drop in the stock market you may be wondering if a recession is right around the corner. Find out what you should be doing if you think another recession is coming. What Is A Recession? A recession is […]
Are you looking for every possible way to save more money? An important part of becoming financially free is being able to keep as much of the money you earn as possible. But what if trying to save money was actually costing you MORE? Find out the reasons why being a penny pincher might be […]
Do you wish you didn’t have to struggle so much with money? Much of your financial journey is emotional. It has more to do with your money mindset than numbers. In order to make positive changes for the better, it is important to look inward and examine why your relationship with money is the way […]
Did you know, according to a Gallup study, only 32% of Americans prepare a detailed household budget? If you want to save more money and pay down debt, you need a detailed budget. Find out step by step exactly how I use my monthly household budget template to save over 50% of my income. If […]
Did you go a little overboard this year with your holiday spending? Or maybe you celebrated a little too much for New Year’s. You may have gone over budget, and you’re wondering, “Now what?” Find out how to quickly recover from your holiday spending this year. How To Recover From Your Holiday Spending Assess The […]
Are you sick of not having money? Do you find yourself in the same financial situation year after year? Whatever your financial goals, you need to have a financial goal planner. Find out why a financial goal planner is the key to your financial success. What Are Financial Goals? Financial goals are the things you […]
Need help getting a handle on your finances, or want some budget organization ideas? Using a budget binder is a great way to help you stay on top of your finances and save more money. Find out how to use a Personal Finance Binder to help you stay organized with your finances. Before we get […]