About This Course
Save more money in interest payments by increasing your credit score. In this masterclass, I’ll be teaching how to improve your credit so you can get the best terms on your loans (this is especially important if you want to refinance your loans or buy a house one day).
This masterclass will also include sample letters you can send to your creditors, guide you on what to do if your identity is stolen, and so much more!
Welcome to my masterclass where I’m going to teach you how to improve your credit so you can get the best terms and save more money on interest for your loans. By the end of this masterclass, you’re going to have what you need to take your bad credit from rock bottom to excellent. You will also know exactly what to do to maintain your credit score once you get it to where you want to be, and keep it from dropping back down.
The first step to building and maintaining your credit is understanding what credit is and how it works. In this module, I'm going to explain the advantages and disadvantages of credit.
The next step to building and maintaining your credit is to determine how much credit you can afford. You should understand how much credit you can afford based on your income and monthly expenses. In this module, I'm going to help you understand your debt-to-income ratio and why that's important. I'm going to also guide you on what to do if your credit application is denied.
Once you understand how much credit you can afford, the next step is to work on managing your current debt so you can reduce your debt over time. In this module, I'm going to give you 4 options you can take if you're struggling to pay your bills because your debt is out of control.
Once you've figured out how you're going to manage your debt better, the next step is to start building your credit. A good credit rating is a valuable asset that can help you if you ever want to borrow money one day. In this module, I'm going to show you exactly what to do to increase your credit score.
Once you understand how to build your credit, you need to know how you can maintain your good credit rating going into the future. A good way to protect your credit is to learn how to correct any mistakes and misunderstandings that may come up on your credit accounts. In this module, I will show you exactly what to do to avoid and correct any credit mistakes.
Congratulations! You've made it to the end of the masterclass. Here are a few self-test problems to make sure you understand the concepts I taught you, and your assignments to help you take action!